In smartphones, we have arrived at a point where spending enormous amounts of money to access fascinating phone functions is no longer necessary. You may find great deals even in the mainstream marketplace if you know where to look.
If you have a budget of roughly ₹20,000, you may discover a rather broad selection of nice smartphones. Last year, on-display fingerprint sensors became popular in premium phones, and now you can buy one in a phone for less than ₹20,000.
Also, because of fierce contention & latest price dips, you can now obtain a mobile with a flagship-based 2018 Qualcomm SoC in this price bracket. In addition, they provide several characteristics that might be useful to us in various ways.
So, if you have a budget of ₹20,000, you can easily acquire cell phones with adequate functionality. The only issue is that so many cell phones are on the market that it might be difficult to choose. Thus, after much research, we have compiled a list of the top phones under 20000 in India.
These options offer unique characteristics, such as triple cameras, the appeal of pure Android, bezel-less screens, and even sheer power from one of the greatest SoCs available. You may select the one that best matches your needs.
Also, the battery should be your priority if you’re looking for the best phone under 20,000. You want to refrain from continually charging your phone while playing games. A reliable battery is essential for everyday use, even if you aren’t a gamer. So, without further ado, let’s look at the top phones under ₹20,000 available in India.
Are you looking for a new phone with all the newest features but want to save money? You’ll be relieved to discover several excellent solutions to consider.
Whether you want a high-quality camera for all your selfies and Instagram posts, quick processing speeds for gaming and multitasking, or a long-lasting battery for all-day use, a phone can fulfill your requirements without breaking the budget.
However, deciding on a mobile device may require ample work with different alternatives. That is why we are here to help you make an educated decision. So, let’s take a look!
1. OnePlus Nord CE 3 Lite 5G
The OnePlus Nord CE 3 Lite 5G is now available in India at ₹19,999. The most affordable Nord series phone in India now boasts a bigger 6.72-inch IPS LCD and a refresh rate of 120Hz. The screen is slender, with a hole-punch notch at the top holding a 16-megapixel front camera.
On the rear of the Nord CE 3 Lite 5G is a 108-megapixel main camera. As part of its triple-back camera setup, it also contains two 2-megapixel sensors, enabling macro photography and depth mapping—the phone ships with a 5,000mAh battery that supports 67W rapid charging.
The charging speed is 67W, and OnePlus promises to charge the phone from 0% to 80% in half an hour. That’s a rate that makes your iPhone or Samsung Galaxy feel slow! It has a Qualcomm Snapdragon 695 SoC with 8 GB of RAM & 128GB/256GB storage features.
It also contains a fingerprint scanner on the side and AI facial recognition. The Nord CE-3 Lite 5G version has Oxygen OS 13.1 powered by Android 13. 2 extensive Android upgrades & 3 years of security assistance will be provided.
- 6.72-inch display
- Long battery life
- Quick charging option
- Limited camera functions
- Weak processor
2. Samsung Galaxy M34 5G
The Samsung Galaxy M34 5G has a lot of wonderful features. However, it also has a few flaws. The battery life is superior to most phones in this price range. The Samsung AMOLED display with 120Hz refresh rate and the superb build quality are 2 compelling reasons to purchase this smartphone. The camera is also adequate and meets all of the requirements of a typical user.
Some factors should be considered before purchasing this smartphone. These include poor low-light photos, a waterdrop notch, and a slew of bloatware. Although it is one of the few smartphones with four years of software upgrades and five years of security patches, it also has Samsung’s reliability.
For the price, the Samsung Galaxy M34 has many fantastic features. It has smooth scrolling, a brilliant display, a long-lasting battery, and a good camera. It is a value-for-money gadget in the 20,000 price range. If you are okay with a heavier device in your pocket, no charger included, and some pre-installed third-party apps, the Samsung Galaxy M34 5G is a great choice.
- 120Hz AMOLED display
- Good primary camera
- Powerful 6000mAh battery
- Strong build quality
- Average design
- Underwhelming charging speed
3. Realme Narzo 60 5G
The Realme Narzo 60 stands out because of its AMOLED display and 90Hz refresh rate. The MediaTek Dimensity 6020 SoC performs admirably as well. While the camera and charging rates aren’t impressive, the phone is a solid choice for budget consumers and regular activities.
The Realme Narzo 60 5G is powered by a typical 5000mAh battery, which provides remarkable durability for regular use. The gadget lasts the entire day with regular activities like calling, texting, social media surfing, gaming, and more. The headset assists with quick 33W charging, taking over 2.5 hours to charge fully.
This model has a slew of great specifications for the price, the most notable of which is the AMOLED display with a 90Hz refresh rate. The phone stands out visually, and the MediaTek Dimensity 6020 SoC provides seamless performance.
Other features include an in-display fingerprint sensor, 5G compatibility, and stock Android 13. The phone’s optical capabilities & its charging speeds could leave you wanting. However, for most budget-conscious customers, the Narzo 60 will be a handy tool for everyday tasks.
- AMOLED display with a 90Hz refresh rate
- 5,000mAh battery
- MediaTek Dimensity 6020 chipset
- No ultra-wide camera
- 30W charging speed
4. iQOO Z7s 5G by Vivo
iQOO Z7s 5G has an AMOLED display with a refresh rate of 90Hz. The Snapdragon 695 SoC powers the smartphone, which can do all basic functions.
From the outside, the iQOO Z7 5G is the successor of the iQOO Z6 5G. The design language is mostly the same, with a few small changes here and there. However, remember that the gadget lacks an audio connector and does not allow 4K video recording.
Regarding the iQOO Z7 5G camera capability, the 64MP primary camera can take some clear and detailed daytime images. The OIS support guarantees that photographs and movies are as steady as possible and that colors on the AMOLED display appear beautiful (although a little oversaturated).
However, while taking shots indoors under ambient illumination or at night, the camera’s stabilization exhibits some gaps. The iQOO Z7 5G can last a day on a single charge owing to its 4,500mAh battery. The iQOO Z7s 5G is a decent phone, especially given the 44W rapid charging, AMOLED display, and 5G capability.
- Good fast charging support
- OIS camera
- Wonderfully lightweight
- No 4K video recording support
- It lacks a 3.5mm audio jack
5. Redmi Note 12 5G
The Xiaomi Redmi Note 12 5G follows in the footsteps of previous Redmi Note smartphones by providing a lot of hardware for a low price and delivering decent mid-range performance. The Snapdragon 4 Gen 1 doesn’t exactly transform the light 6.67-inch gadget into a rocket, but its performance is more than adequate for daily usage.
It rarely glitches while used, and contemporary games operate flawlessly. The Redmi Note 12 5G’s Android version has received a lot of flak. The manufacturer only knows why the smartphone arrives with the current MIUI 14 interface, solely based on Android 12. As a result, customers can only expect an update to Android 14.
The Redmi 12 Note 5G has an excellent screen, a functional camera, reasonable performance, and a good battery life. While the design isn’t as sturdy as some of its predecessors, it nevertheless appears stylish compared to other low-cost phones.
A disadvantage is the lack of stereo sound compared to the Redmi Note 12. Also, the software experience does limit the device’s potential, especially when considering the hardware.
- Surprisingly smooth UI
- A big display
- Good performance
- Not suited for gaming
6. Samsung Galaxy A14 5G
If you’re looking for an affordable phone, the Samsung Galaxy A14 5G should be on your list. It performs similarly to the Moto G Play and the OnePlus Nord N300, but it features a clearer display, a better update policy, and a good 5G connection.
The screen is the first thing you notice with the Galaxy A14 5G, which has been upgraded in all the right ways over the Galaxy A13. The size has been increased slightly from 6.5 inches to 6.6 inches. The refresh rate has remained constant at 90Hz.
Most notably, the resolution has been increased from 1,600 by 720 pixels to 2,400 by 1,080 pixels, increasing pixel density from 270ppi to 399ppi for a significant improvement in sharpness. The Galaxy A14 5G has certain limits in photography, but it still provides a fun photo-capturing experience. Furthermore, the photos do not appear to have been shot using an affordable phone.
Overall, considering its low price, the phone produces decent photographs. It performs well in bright light and poorly in low light, as is normal. It could be better at capturing fast-moving subjects.
- Large, sharp display with 90Hz refresh rate
- Excellent software update
- Good performance
- Sluggish performance
- No expandable storage
7. Oppo A79 5G
The A79 5G is the newest member of the OPPO family, combining elegance, performance, and an unsurpassed content-watching experience. It’s not only creating waves; it’s becoming the focus of the smartphone industry, demonstrating how the OPPO A79 5G takes your game to the next level.
The sleek and elegant A79 5G offers a more comfortable grip for all playing styles. The captivating back cover is inspired by mechanical timepieces, with a sumptuous dial design in the rear camera region, complete with a shiny texture inside an oval panel ornamental zone.
The A79 5G features a large 6.72″ FHD+ Sunlight Display with a top-center punch hole. It has an impressive 8GB of RAM and a generous 256GB of ROM to ensure smooth performance around the clock.
The Dual Stereo Speakers with Ultra Volume Mode deliver an immersive music experience, and the OPPO A79 5G is a robust challenger in the mobile phone industry, promising to raise your smart device experience to an advanced level with its compelling design.
While the camera functions may not steal the show, this low-cost phone shines with its 300% speaker capability, transforming it into a convenient portable speaker; nevertheless, remember that it’s more of a normal gamer than an expert player.
- Excellent display
- Loud stereo speakers
- Poor camera quality
- No expandable storage
8. Lava Agni 2 5G
In the price-conscious Indian market, Lava is one of the home-grown smartphone manufacturers that has faced conflict from Chinese players. While many have died in the face of adversity, Lava has endured. It is now on a mission to provide feature-rich smartphones at reasonable costs that match, and in some cases outperform, rivals from neighboring countries.
The Lava Agni 2 5G sports a premium design with a frosted glass rear cover for a safe in-hand experience. The surface’s matte texture eliminates fingerprint smudges. The Lava Agni 2 5G is the cheapest smartphone with a curved side display. It has a 10-bit full HD+ AMOLED display with a refresh rate 120Hz and support for HDR, HDR10, and HDR10+ content.
On the rear, the Lava Agni 2 5G has a quad-camera array with a 50-megapixel main sensor, an 8MP ultra-wide-angle sensor, a 2MP macro lens, and a 2MP depth sensor.
The MediaTek Dimensity 7050 system-on-chip powers the Lava Agni-2 5G version, enabling fast everyday performance. A 4700 mAh battery powers the phone and can last a day on a single charge.
- 120Hz curved AMOLED display
- Solid build quality
- Smooth performance
- No stereo speakers
- Average cameras
9. OnePlus Nord CE 2 Lite 5G
The CE 2 Lite, as the name implies, is a trimmed-down version of the Nord CE 2, but the fun thing is that it might be stated much better in a few ways. The Nord CE 2 Lite is OnePlus’ cheapest smartphone and a solid candidate for the best smartphone under ₹20,000.
This smartphone has a massive 6.59-inch full HD+ display screen with a refresh rate of 120 Hz, 30 Hz faster than the OnePlus Nord CE 2’s 90 Hz display. With narrow bezels, the display contains a camera hole on the upper left camera.
It has a Qualcomm Snapdragon 695 SoC and an Adreno 619 GPU. The A12-based OxygenOS power it, supports 5G, dual-band Wi-Fi AC, and includes a hybrid SIM slot that can be used to increase your phone’s capacity to up to 1 TB via a microSD card.
It has a 5,000 mAh battery can be charged swiftly with a 33W SuperVOOC charger. A triple camera arrangement in the rear includes a 64 MP primary camera and a 16 MP front camera. These cameras can shoot 1080P movies at 30 frames per second.
- Clean UI
- Good battery life
- 33W fast charging
- No AMOLED display
- Average low-light camera
10. Redmi 12 5G
Redmi unveiled the Redmi 12 5G and the Redmi Watch 3 Active today. On paper, the Redmi 12 is a good addition to the brand’s number series. It includes a Qualcomm 4 Gen 2 SoC and today’s 5G device’s bells and whistles.
The Redmi 12 5G’s design could be more budget-friendly. Its glass back emanates elegance and is matched by flat edges with a metallic paint finish, giving a quality in-hand sensation. The all-new Qualcomm Snapdragon 4 Gen 2 processor powers the Redmi 12 5G, a major advance over its predecessor, the Snapdragon 4 Gen 1 SoC.
On the software front, the Redmi 12 5G comes pre-installed with Android 13-based MIUI 14, a familiar interface found on many other Xiaomi and Redmi devices. The Redmi 12 5G is an excellent budget offering from the company that ticks most fundamental boxes, such as a huge battery, a 5G connection, a reasonable display, and a standard design.
Ultimately, the Redmi 12 5G is a wonderful choice for budget-conscious people looking for exceptional performance and gaming capabilities. Still, it would not be an excellent choice if you value a fantastic photographic experience or speedy charging times.
- Long-lasting battery
- Great design
- In-hand feel
- Poor battery
- Bad camera
It’s your pocket-sized link to the world, no matter who you are or what you do. A decent Smartphone enables you to accomplish more and be more.
But how would you select the best? In India, several fantastic smartphone cameras are available for under ₹20,000. Your priorities and money determine the right one.
If you want the greatest camera quality possible, the Redmi Note 12 5G and iQOO Z7s 5G are excellent choices. Consider the Realme Narzo 60 or the Samsung Galaxy M34 5G for a 5G connection and outstanding photography. The Samsung Galaxy A14 5G is an excellent choice for video shooting.
- Also check: Best Mobile Phones Under 15000 in India
As you can see, there is a smartphone for everyone in the mobile under 20000 category, whether for photography, gaming, or everyday usage. These handsets have remarkable characteristics and features, making them the best-selling mobile phone in India at around ₹20,000.
Our extensive comparison of the best camera phones under 20,000 helps you choose the best one for your needs. Whatever phone you buy, you can expect to receive extremely decent camera quality these days, even at low prices.